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Making mortgages easy post divorce

28 November 2008

John Charcol Charcol promotion
Keep your feet firmly on the property ladder with the help and advice of mortgage broker, John Charcol.

“As the leading independent mortgage broker in the UK, John Charcol was the first company to recognise the need to address the financial plight of many divorcees,” said senior technical manager, Ray Boulger.

It was instrumental in pioneering the first Divorcee Mortgage and now offers this product as standard. It means that, if you have not got an income and cannot arrange finance for a mortgage via the traditional route, John Charcol may be able to help.

“What the Divorcee Mortgage allows is for those who receive regular maintenance payments to obtain a loan in their own right, without needing to go through the courts,” added Ray Boulger. “With maintenance payments treated in the same way as ordinary earned income, this mortgage recognises this reliable, but all too often overlooked source of income. All that is required is a solicitor’s letter which confirms your maintenance payments.”

High quality service
John Charcol’s expertise and size allows it to secure exclusive mortgage deals with the very best lenders. It typically offers more than 75 exclusives at any one time, from market leading fixed or tracker mortgages which offer beneficial terms and rates or those designed with specific needs – such as divorce – in mind.

"Perhaps the most fundamentally important aspect to John Charcol’s service is just that – service,” added Boulger. “Ensuring we maintain better than expected levels of customer service is something we prides ourselves on. We believe that a customer who has had a positive experience of independent mortgage broking will be a customer for life and for those going through a divorce, this level of service and care is critical.”

Your initial discussions with an adviser are obligation free. Should you wish to arrange a mortgage, a fee of up to 1% of the sum borrowed may be charged and a booking fee of £75 for selected mortgages may also apply.

For more information about John Charcol’s Divorcee Mortgage contact Peter Tsouroulla on 0845 413 1700 or email him at with your contact details. recommends
For more divorce help read articles in our finance section.
For more advice on starting a new relationship or divorce recovery read articles in our finance section.


John Charcol is a trading name of Charcol Limited. Registered office: Holbrook House 10-12 Great Queen St, London WC2B 5DD. Registered in England No. 3397767. Charcol Limited is authorised and regulated by the Financial Services Authority (FSA reg. 427339). Minimum age 18. Insurance may be required. Loans subject to status, type and value of property. Mortgages must be secured on land and buildings. Calls may be recorded for training and monitoring purposes. The cup and ball motif is a registered trademark of Charcol Limited. Telephone: 0845 413 1700. Information correct at date of publication.

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